Medicare help, made simple

Turning 65 or reviewing your plan? I'll explain your options in plain words and check your doctors and prescriptions.

We do not offer every plan available in your area. Currently we represent 2 organizations which offer [#] products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Medicare in 4 parts

PartWhat it covers
Part AHospital stays
Part BDoctor visits and outpatient care
Part C (Medicare Advantage)Private plans that include A and B, often with drug coverage and extras
Part DPrescription drugs

Key dates

Your 65th birthday7-month window: 3 months before, your birthday month, and 3 months after
Oct 15 – Dec 7Annual Enrollment: join, switch or drop a plan for Jan 1
Jan 1 – Mar 31Medicare Advantage members can make one change

Medicare Supplement (Medigap)

Medigap works with Original Medicare to pay costs Medicare doesn't, like deductibles and coinsurance. You can see any doctor who accepts Medicare. I offer 5 standardized plans:

PlanGood to know
Plan GThe most popular choice for new enrollees. Covers everything except the Part B deductible
High-Deductible GSame coverage as G after a yearly deductible, for a lower monthly price
Plan NLower price, with small copays for some office and ER visits
Plan FOnly for people eligible for Medicare before January 1, 2020
Plan ABasic benefits at a lower price

Medigap does not include drug coverage; pair it with a Part D plan. Prices vary by age, ZIP code and company. The best time to buy is your 6-month Medigap Open Enrollment Period, which starts the month you are 65 or older and enrolled in Part B.

Medicare Advantage plans I can help with

I represent Medicare Advantage plans from:

A $0 plan premium does not include your Part B premium, which you must continue to pay. Benefits, premiums and copays vary by plan and county.

Common questions

Don't see yours? Text 770-288-5220.

When can I join or change a Medicare Advantage plan?

When you first become eligible around age 65, and each year during the Annual Enrollment Period from Oct 15 to Dec 7. If you are already in Medicare Advantage, you can also make one change from Jan 1 to Mar 31.

Is a $0 premium plan really $0?

The plan premium can be $0, but you still pay your Medicare Part B premium, plus copays and other costs when you use care.

Will my doctors be covered?

Each plan has its own network. I check your doctors and prescriptions before you choose.

Do you charge for help?

No. My help is free to you.

Get Medicare help

Tell me your situation and I'll reach out to talk through options.

770-288-5220Text or call · Mon–Fri 9am–7pm, Sat 9am–1pm ETicare.insuranceco@gmail.com
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